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Account Services

Member features that make your life easier


DIRECT DEPOSIT

Direct deposit will save you time and money. You can have your paycheck, social security pension, or retirement check deposited directly to your account, so you don't have to wait in line to cash it or worry about it being stolen from your mailbox. It's easy to enroll...simply contact your payroll department.

 

ADDITIONAL SERVICES:

  • 5 Star Program
  • Lifetime Membership
  • Savings Accounts
  • Kasasa Rewards Checking Accounts with Nationwide Free ATM's
  • Fresh Start Checking
  • Money Market Accounts
  • Certificates of Deposit
  • Visa EMV Chip Debit Cards
  • Telephone Teller (689-7288)
  • MasterCard
  • Money Orders
  • Safe Deposit Boxes
  • Direct Deposit
  • Night Deposit
  • Notary Service
  • 2 Locations
  • TX Theme Park Discount Tickets (Online Purchase Only)
  • Deposits Insured by NCUA
  • 30 Permian Basin ATM's
  • Overdraft Protection
  • Saturday Banking
  • On-Line Loan Applications
  • Community Charter
  • Mobile Banking App (Apple and Android)
  • E*Teller (Free Online Banking)
  • M*Teller (Electronic Bank Notification)
  • CardValet (Debit Card Management Tool)
  • Debit Card PIN IVR program to choose or change PIN on MTCU Debit Card 1-866-333-9337
  • Electronic Cash Management for Loan Payments
  • New & Used Car Loans
  • Credit Disability and Life Insurance
  • IRA Accounts
  • Motorcycle & Boat Loans
  • Consolidation Loans
  • Vacation Loans
  • Discount Movie Tickets
  • Signature Loans
  • Pay-Day Alternative Loans
  • Prepaid VISA Gift Cards
  • Guaranteed Asset Protection (GAP) with Power Buy Program
  • Mechanical Breakdown Insurance
  • Vehicle Return Insurance
  • Sallie Mae Smart Option Student Loans
  • Money Desktop (MX)
  •  Money Mobile (MX for smart phones)

     

     

     

     
  • ATMs

    Obtain convenient 24 access to your checking at any ATM ad with merchants who accept your card for point of sale purchases. Transaction amount is deducted from your checking account as if you had written a check.

    • No annual fee

    • MTCU will refund Member/Owners NonProprietary ATM Fees for Non-Local transactions. ATM machine fees still apply.

    • No fees if the card is used at Permian Basin Chapter Alliance ATMs.

    • Nationwide FREE ATMs with qualified Kasasa Checking Accounts.

       

    MTCU

    1505 N. Midland Dr., Midland

    4717 N. Midkiff Rd., Midland

     

    HERITAGE USA FCU

    5507 W. Wadley, Midland

    At the Greenwood Country Store, Greenwood

    2001 N. Big Spring, Midland

     

    SOUTHWEST 66 CREDIT UNION

    4041 E. 52nd St., Odessa

    1315 W. University Ave., Odessa

     

    MEMBERS FINANCIAL FCU

    3100 N. Big Spring St., Midland

    200 Walmart Ct., Odessa

    3100 Sunburst, Midland

     

    SOUTHWEST HERITAGE

    4100 Faudree Rd., Odessa

    COMPLEX COMMUNITY FCU

    4900 E. 52nd St., Odessa

    2200 Linda Ave., Odessa

    3512 N. Midkiff Rd., Midland

    310 W. Longview@ I-20, Midland

    1117 S. Stockton, Monahans

    1301 N. Main St., Andrews

    503 East FM Rd 700, Big Spring

    300 Veterans Blvd., Big Spring

     

    MY COMMUNITY FCU

    600 W. Louisiana, Midland

    912 N. Midkiff Rd., Midland

    400 N. Midland Dr., Midland

    4001 N. Big Spring, Midland

    5407 Andrews Hwy., Midland

     

    WESTTEX COMMUNITY CU

    200 E. Austin, Kermit

    1300 S. Cedar, Pecos

    501 E. Hendricks Blvd., Wink

    608 W. Avenue E., Apline

     

    CITIZENS FCU

    2609 W. Loop 250 N., Midland

    2110 Wall St., Midland

    701 East FM Rd. 700, Big Spring

      















     















            

     Wire Transfers

    INCOMING WIRES- for Member inquiries, please have the following information: Name, account number, amount of wire, time wire sent (obtainable from sending institution) and reference number (obtainable from sending institution).

    OUTGOING WIRES- Pin Numbers are required for all phone/vocal requests for outgoing wires.  If a PIN number is not available, a wire request form must be signed or a letter stating wiring instructions and a signature must be submitted.

    INTERNATIONAL wires are also available at actual cost with an 11:00 a.m. cutoff.

    WESTERN UNION WIRES represent the electronic transfer of funds between individuals via Western Union offices nationwide.  Deadline is 4:00 p.m. and a fee is charged per wire. The person receiving the Western Union Wire must say it is coming from Catalyst Corporate Federal Credit Union in Plano Texas. Person must also present ID, which exactly matches the recipient name on the wire.

















      















     















    WIRE INSTRUCTIONS

    To wire money to Members account at MTCU:

    Wire to: Catalyst Corporate FCU, Plano, TX ABA #311990511

    Credit to: MTCU Account #316386489

    Final Credit to: Members Name and Account Number

     

    ELECTRONIC DEPOSITS, WITHDRAWALS, OR TAX RETURNS

    Must use routing number #316386489, and Member’s account number.

     

    PAYROLL DEDUCTIONS

    MTCU has Payroll Deduction arrangements with Midland Independent School District. If eligible, members can use Payroll Deduction to automatically perform savings deposits, IRA deposits, loan payments, or other transactions each payday. You select an amount to be deducted from your paycheck and those funds are automatically forwarded to the credit union.

     

     

     

     


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