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loan rates Midland Teachers Credit Union

Loan Rates

Loan rates effective July 31, 2017

LOAN TYPE TERM              ANNUAL PERCENTAGE RATE (APR)
New & Used Automobile (Purchase only) Up to 84 Months As Low As 3.500%
(Rate includes discount*)      
New and Used Non Purchase Up to 84 Months As Low As 5.500%
(Rate includes discount*)      
Personal Loans Up to 48 Months As Low As  9.700%
       
(Rate includes discount*)      
       
Limited Offer on New & Used  Auto only Up to 60 Months As Low As  2.59%
  Some Restrictions May Apply    
Limited Offer on New & USED  Auto only Up to 72 Months As Low As  2.90%
       
PayDay Alternative Loans      28.00%
      Principal Amount will be a minimum of $200.00 and a maximum of $1000.00.
      Maturity Maximum Term is 6 Months
      Member must be a member for at least 6 months and in good standing.
      Application Fee is limited to the actual cost associated with the application processing cost not to exceed $20.00.
       
Your MTCU MSRs are: Kimberli Felts 432-688-7345
  Destri Stailey 432-688-7303
   
       
       
Your Loan Officers are: Maria Perez 432-688-7316  
  Gaby Hernandez 432-688-7329  
  Jessica Sparkman (Mortgage) 432-688-7326  
       
   
Your Annual Percentage Rate may vary depending on your creditworthiness and will be determined at the time 
of each advance.  
Rate on New or Used Auto and Personal Loans includes a discount of .25bp for Auto Payments and  Direct Deposit.
*Example: A $20,000 Auto Loan balance with a 60 month term and an APR of 2.95% has a monthly payment
of $360.00.  For a more detailed payment amount, use our loan calculator under loan resources.  The 
example monthly payment includes only principal and interest.  Does not include taxes or other fees.
       
   
Let's Work Together  
MTCU is Lending Business !  
Please contact a MSR or a Loan Officer today or   
stop by one of our two locations!  
Kasasa Checking Account Members   
Offering New & Used Auto Loan Rates as Low as 2.59% for Terms Up to 60 Months  
Offering New and Used  Auto Loan Rates as Low as 2.90% for Terms Up to 72 Months  
   
   
       
Share Secured & Money Market Up to 24 Months 2 above Dividend Rate
   
  Up to 36 Months 3% above Dividend Rate
   
  Up to 48 Months 4% above Dividend Rate
       
CD Loans Up to 24 Months 2% above CD Rate
   
  Over 24 Months 3% above. CD Rate
       
Line of Credit  
Line of Credit- Suffix 9 13.50%
Line of Credit Credit Score of Platinum 9.50%
Line of Credit  Score of A Paper 11.50%
Line of Credit Score of B Paper 13.50%
Limited Product - Restrictions Apply  
   
   
   
Home Equity 5 to 15 Years Rates Change Weekly Please call
  Jessica Sparkman
      432 688-7326
MasterCard Revolving 11.90%
   
MasterCard Gold Revolving 10.90%
   
No Annual Fee  
New Rates are Coming Soon Watch for Details!    
 
     
  MTCU, YOUR PARTNER IN LENDING, YOUR PARTNER IN LIFE.
       


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