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loan rates Midland Teachers Credit Union

Loan Rates

Loan rates effective June 18, 2018

  Apply On Line    
Let's Work Together www.mtcu.org  
MTCU is in the Lending Business !    
Please contact a MSR or a Loan Officer today or       
stop by one of our three  locations!      
       
Skip a Payment is Available for July and August      
       
Remember if you signed up last year, you are good      
unless you cancelled.      
       
Your MTCU MSRs are: Kimberli Felts 432-688-7352
  Destri Stailey 432-688-7303
  Araceli Gomez  432-688-7309  
Your Loan Officers are: Maria Perez 432-688-7316  
  Diana Hernandez 432-688-7346
       
       
LOAN TYPE TERM              ANNUAL PERCENTAGE RATE (APR)
New Auto Up to 84 Months As Low As 3.240%
Used Auto Up to 84 Months As Low As 4.24%
Collateral Loans New or Used (Non Purchase) Up to 84 Months As Low As 4.990%
Personal Loans with Discount for Auto Pay &  Direct Deposit Up to 48 Months As Low As  11.700%
Your Annual Percentage Rate may vary depending on your creditworthiness and will be determined at the time       
of each advance.      
       
*Example: A $20,000 Auto Loan balance with a 60 month term and an APR of 3.24% has a monthly payment      
of $363.00.  For a more detailed payment amount, use our loan calculator under loan resources.  The       
example monthly payment includes only principal and interest.  Does not include taxes or other fees.      
       
       
PayDay Alternative Loans  Maximum Term 6 Months As Low As  28.00%
       
Share Secured & Money Market Up to 24 Months 2% above Dividend Rate
   
  Up to 36 Months 3% above Dividend Rate
   
  Up to 48 Months 4% above Dividend Rate
       
CD Loans Up to 24 Months 2% above CD Rate
   
  Over 24 Months 3% above. CD Rate
       
Line of Credit  
Line of Credit- Suffix 9 13.50%
Line of Credit Credit Score of Platinum 9.50%
Line of Credit  Score of A Paper 0.00%
Line of Credit Score of B Paper 0.00%
Limited Product - Restrictions Apply  
   
Home Equity 5 to 15 Years Rates Change Weekly Please call
  your Mortgage Loan Officer
       
MasterCard Revolving 11.90%
   
MasterCard Gold Revolving 10.90%
   
No Annual Fee  
     
 
     
  MTCU, YOUR PARTNER IN LENDING, YOUR PARTNER IN LIFE.
       


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