Name of Account Account Features
Kasasa® Cash
All the conveniences of a free checking account, plus the dividends of a savings account. It's the perfect combination for families in Midland, Texas and beyond.
  • Balances earn dividends
  • No monthly fees as long as you make 12 monthly debit card transactions, one ACH deposit or withdrawal, and sign up for E*Statements
  • Free online banking, mobile banking and bill pay
  • $25 minimum deposit to open 
  • *Nationwide ATM fees refunded 
  • Affordable, comprehensive fraud protection from Kasasa® Protect
  • Click here for more info on Kasasa Cash®
Kasasa® Cash Back
Are you a frequent debit card user? That simple act will earn you some nice cash rewards.
  • Earn 3% cash back on monthly debit card purchases up to $250
  • No monthly fees as long as you make 12 monthly debit card transactions, one ACH deposit or withdrawal, and sign up for E*Statements
  • Free online banking, mobile banking and bill pay
  • $25 minimum deposit to open 
  • *Nationwide ATM fees refunded 
  • Affordable, comprehensive fraud protection from Kasasa® Protect
  • Click here for more info on Kasasa Cash Back®
Fresh Start Checking
Life can deal us some hard knocks. If you're working hard to get back on your feet, we're here to help.
  • Low monthly service fee
  • Minimum opening deposit of $100
  • Visa® debit card
  • Direct Deposit required
  • After 12 months, members may switch to a free Kasasa® Rewards checking account.
  • Free ATM withdrawals within the ATM alliance network
  • Free online banking, mobile banking and bill pay
  • Affordable, comprehensive fraud protection from Kasasa® Protect 
InControl® Checking
Some folks prefer a no-frills approach. Choose an account with no complications while still enjoying a perk or two.
  • Service fee waived if members sign up for E*Statements or make six debit card transactions each month.
  • Unlimited debit card and check transactions
  • Free ATM withdrawals within the ATM alliance network
  • Free online banking, mobile banking and bill pay
  • $25 minimum deposit to open 
  • Affordable, comprehensive fraud protection from Kasasa® Protect
  • Click here for more info on InControl®

Almost out of checks? You can reorder online. It's fast and easy.
You can access funds from your checking account for purchase or by ATM withdrawal anytime with your MTCU Visa® Debit Card. Instant Issue is available with all new orders and replacement Visa® cards. While traveling with your MTCU VISA® Debit Card, Debit card usage is restricted to U.S.-based transactions unless you complete an MTCU Debit Card Travel Letter to enable PIN based usage while traveling overseas. When traveling inside the U.S., please use your pin number to minimize card restrictions.  

MTCU SPIRIT CARDS

It goes without saying that education is really important. Schools need all the help they can get paying for books, supplies and student activities. When you make a purchase with your MTCU Spirit Debit Card, MISD gets a portion of the proceeds. Now that’s something everyone in Midland, Texas, and beyond can cheer about. Instant Issue available with all new orders and replacement cards. 

No extra trips to your credit union branch. No more worrying about having money stolen from your mailbox. It's easy to have your paycheck deposited electronically into your MTCU checking account. Contact your employer's payroll department and give them your account information, and they'll do the rest. You can also arrange Direct Deposit for your Social Security, pension or other retirement payments.
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