Take on that pet project. Splurge for that special event.

With an MTCU home equity loan, you're using the value of your house to borrow money at a great rate. You don't have to spend it on a new master bedroom, modern kitchen or any other remodeling project. Take the trip of a lifetime, cover college tuition or plan the best wedding the Midland, Texas, area has ever seen. If you can imagine it, you can do it.

Funding For Your Dreams


At MTCU, we provide home equity loans with competitive rates and low fees. Let one of our Mortgage Loan Officers help you complete your application.

  • Borrow up to 80% of the assessed value of your home (minus your current mortgage balance)
  • No appraisal needed on loans of less than $400,000, restrictions may apply.
  • Terms up to 15 years

Click here for Application Information and Documentation Checklist
Please contact Loretta Elliott our Mortgage Manager at 432-688-7355 or [email protected].
If you have an existing Home Equity loan you can pay your payment online here MTCU Home Equity Payments

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